Possible enumeration values:

NameValueDescription
Null

0

There is no AccountResponseCode value for this result.

GS01

1

Invalid Routing Number - The routing number supplied fails the validation test.

GS02

2

Invalid Account Number - The account number supplied fails the validation test.

GS03

3

Invalid Check Number - The check number supplied fails the validation test.

GS04

4

Invalid Amount - The amount supplied fails the validation test.

GP01

5

The account was found as active in your Private Bad Checks List.

RT00

6

The routing number belongs to a reporting bank; however, no positive nor negative information has been reported on the account number.

RT01

7

This account should be declined based on the risk factor being reported.

RT02

8

This item should be rejected based on the risk factor being reported.

RT03

9

Current negative data exists on this account. Accept transaction with risk. (Example: Checking or savings accounts in NSF status, recent returns, or outstanding items)

RT04

10

Non-Demand Deposit Account (post no debits), Credit Card Check, Line of Credit, Home Equity, or a Brokerage check.

RT05

11

N/A

_1111

12

Account Verified – The account was found to be an open and valid checking account.

_2222

13

AMEX – The account was found to be an American Express Travelers Cheque account.

_3333

14

Non-Participant Provider – This account was reported with acceptable, positive data found in current or recent transactions.

_5555

15

Savings Account Verified – The account was found to be an open and valid savings account.

_7777

16

N/A

_8888

17

N/A

_9999

18

N/A

GN01

19

Negative information was found in this account's history.

GN05

20

The routing number is reported as not currently assigned to a financial institution.

ND00

21

No positive or negative information has been reported on the account.

ND01

22

This routing number can only be valid for US Government financial institutions.