GiactResult_5_8

The ItemReferenceId is a GIACT-assigned unique identifier for this inquiry result. If you need to retrieve this result again at a later time then you will need this ID to refer to this item.

The recorded DateTime for this inquiry result in Central time zone.

ErrorMessage is used to return any validation or permission errors.

The value for the VerificationResponse field is a summarized response based on the combination of the AccountResponseCode value and the CustomerResponseCode value.

When gVerify and/or gAuthenticate is enabled, a single AccountResponseCode value will be returned. This value is the gVerify service’s response for the check data that was submitted in the inquiry. If neither gVerify nor gAuthenticate is enabled, then the result’s AccountResponseCode value will be Null.

The name of the Bank assigned to the ABA Routing Number

The date the account information was added to the real-time network

The date the account information in the real-time network was last updated

The date the account information in the real-time network was updated to status Closed

The type of account reported by the bank. This field is currently only a placeholder. Data will not be returned on this field until a future release.

Voided check image PDF as byte array

For Funds Confirmation enabled inquiries, the FundsConfirmationResult property may be populated in the real-time result. The real-time response will have a value of Null for ineligible account statuses and for banks that do not confirm available funds in real-time.

If gAuthenticate, gIdentify, or CustomerID is enabled, then a single CustomerResponseCode value will be returned. Otherwise, it will be Null.

For inquiries with the full gIdentify service enabled, if matching consumer records were found, then the result will have a list of PersonDataRecord objects in the MatchedPersonData property. If no matching records were found, then the result will contain an empty list.

For inquiries with the full gIdentify service enabled, the result may have a list of ConsumerAlertMessage objects in the ConsumerAlertMessages property if alerts were found for the inquiry or consumer record data.

For inquiries with the full gIdentify service enabled, if matching business records were found, then the result will have a list of BusinessDataRecord objects in the MatchedBusinessData property. If no matching records were found, then the result will contain an empty list.

Inquiries with gIdentify, CustomerID, or gOFAC enabled may return a list of OfacListData items. If there were no potential matches found on the US OFAC lists, additional national and international sanctioned entity lists, or watch lists, then the result property will be an empty dataset.

Inquiries with gIdentify KBA enabled that find matched consumer data will also return a list of KnowledgeBasedAuthenticationQuestion items in the GIdentifyKbaResult property. If there were no consumer records found matching your inquiry data, then the GIdentifyKbaResult property will be an empty dataset. The service will return up to 5 questions with each question having 10 possible answers.The 10th answer will always be “None of the above”, and that answer has a 1/10 probability of being the correct answer. This keeps correctly proportional probability for which answer is correct.

Inquiries with gIdentify ESI enabled will populate the EmailAddressInformationResult property with an object of type EmailAddressInformation. This result contains information on the specific email address in addition to information on the domain that the email address belongs to. If the customer’s IP address is included in the inquiry, then the service will also populate the IpAddressInformationResult property.

Inquiries with either IP Address Information or gIdentify ESI enabled will populate the IpAddressInformationResult property with an object of type IpAddressInformation. Some of the LocationResult return properties will be set only if the input inquiry’s address properties are populated, because they are calculations and match results based on a comparison of the input address to the result address.

Inquiries with Domain WHOIS Information service enabled will populate the DomainRegistry property with an object of type DomainRegistryRecord.

Results from gMobile Number Verify enabled inquiries will be returned in the MobileVerifyResult property as a GiactMobileVerifyResult object.

For gMobile inquiries that have Mobile Identify enabled and pass Mobile Verify, the results from Mobile Identify will be returned in the MobileIdentifyResult property as a GiactMobileIdentifyResult object.

Returned for Mobile Location enabled inquiries (To be released in a future version)

Returned for Phone Intelligence enabled inquiries (To be released in a future version)

The date range the account information was added to the real-time network

The date range the account information in the real-time network was last updated

The date range the account information in the real-time network was updated to status Closed